Rent-to-Own Homes in Dayton, Ohio
Move into a Dayton home now, build your credit and income history, and own it in three years or less. Built for buyers a bank is not ready to say yes to yet.
What the Dayton market looks like right now
Dayton has the highest rent of the six markets we buy in, about $1,245 a month, against a typical home value of roughly $138,730. Montgomery County renters are paying more each month than renters anywhere else we work, for houses that cost less than they do in Stark or Lorain County. If you are covering $1,245 a month in Dayton rent and a bank still will not approve you, the payment is clearly not the problem. Rent-to-own puts that payment against a specific house with the purchase price fixed for three years.
Home value and rent figures are Zillow's July 2026 indexes for Dayton. They describe the typical home in the city, not the price of any particular home of ours.
See if you qualify in Dayton
Free, takes a couple of minutes, and it does not affect your credit.
Three steps to a home in Dayton
Apply free
A short form about your income and what you have saved. No credit check to apply.
See the homes
If you qualify we send you what is available, and you go look at them in person.
Sign and move in
Three-year lease, no rent increases, and a purchase price set the day you sign.
Where we look for homes in Dayton
These are the areas we buy in, not a list of homes we have available today. Inventory changes every week.
- Dayton View
- Grafton Hill
- McPherson Town
- Huffman
- Kenilworth
- St. Anne's Hill
- South Park
We also buy in Kettering, Huber Heights, Trotwood, Riverside, Vandalia, Englewood, Clayton and West Carrollton.
If there is a particular street or school district you want to be in, put it on the application and we will keep an eye out.
A home we have placed in Dayton
One family, one house. We would rather show you the real number than round it up.
1492 Scenic River Dr
Dayton, OH 45415
Leased
Rent-to-own in Dayton, answered
What does a rent-to-own home cost in Dayton?
Typical asking rent in Dayton is about $1,245 a month, the highest of our six markets, against a typical home value of around $138,730, as of July 2026. Each home is priced on its own and you see the payment, the purchase price and the lease-option deposit before you sign.
Have you placed a family in Dayton?
Yes. We leased a home on Scenic River Drive in the 45415 area on the northwest side. That is one home in Dayton, and we would rather say so plainly than imply a longer local history than we have.
Which parts of Dayton do you buy in?
Around Montgomery County, including Dayton View, Grafton Hill, McPherson Town, Huffman, Kenilworth, St. Anne's Hill and South Park, plus Kettering, Huber Heights, Trotwood, Riverside, Vandalia, Englewood, Clayton and West Carrollton.
Do I need good credit?
No. Bad credit, no credit and limited income history are all normal for the people we work with. The initial qualification looks at income and available cash, and we speak with your references and previous landlords.
What if I decide not to buy the home?
You can walk away at the end of the three-year lease. The lease-option deposit is non-refundable, which is why you see the home, the monthly payment and the purchase price before anything is signed.
Ready to see what you qualify for in Dayton?
It is free, it takes a couple of minutes, and it does not affect your credit.
See if you qualify