Answers to your questions

With rent-to-own you live in a home and make monthly payments, much like renting, but you also hold the right to buy the home for a set price during the lease period. That gives you time to repair your credit, build income history, and otherwise improve your ability to qualify for a mortgage. We help a lot of folks like you buy the home of their dreams.

It's simple. Start by filling out our form to see if you qualify. If you do, we send you a list of available homes to go see. When you find one you like, you sign the lease, pay the lease-option deposit and first month's rent, and move in. If nothing fits right now, we'll send you new homes as they come available.

You can rent-to-own with bad credit. Helping people repair their credit and get started on a stronger financial future is what we do. One of the major advantages of rent-to-own is that you enjoy many of the benefits of homeownership while you're rebuilding your credit.

A lease-option deposit is a one-time, non-refundable payment made when you sign the lease. It secures your three-year lease and your right to buy the property at a set price during the lease. Similar to a down payment, it is applied toward the purchase price of the home when you buy.

We understand that plans change. If you decide this home isn't right for you, that's okay. You can walk away at the end of the lease.

There are a lot of them. Banks have been tight on lending, and plenty of smart people use rent-to-own to get the home they want without qualifying for a bank loan right away.

• Try before you buy. Live in the home before you purchase it and make sure it's really the one.
• Own without great credit or bank approval. Start feeling like a homeowner while you improve your credit and work with lenders.
• Stability. A three-year lease with no rent increases, and as long as you pay, no one can make you leave.
• Move in fast. No waiting on a mortgage, so you can often move in right away.
• Make it your own. Decorate, paint, and keep pets, just like you would in a home you own.

We buy more homes every week for our rent-to-own buyers. They tend to be 2 to 4 bedroom homes, 1,400 to 2,500 square feet, with updated kitchens and bathrooms in good locations with nice amenities. Every home is different, so there's a good chance the perfect one is out there for you.

Our initial qualification checks that you have enough income and cash available to rent-to-own one of our properties, so you can view the available homes. Once you've had a chance to look at a home, you'll fill out a more detailed rental application that includes information on everyone living in the home. People with bad credit, no credit, limited income history, and other financial situations have all leased and purchased their perfect home. We'll also speak with your references and previous landlords, because relationships matter to us more than a score assigned by a computer.