Hello, Future Homeowner.
Find your dream home, move in now, and build up your credit score and income history. In 3 years or less, you’re ready to buy.
Bad Credit or NO Credit?
We Have Rent-to-Own Homes Available For You!
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It’s free, there’s no commitment, and it doesn’t impact your credit score. See if you qualify today.
Find Your Dream Home
Chose from dozens of available homes and be first in line for our latest homes as they come available.
Move In and Make It Yours
Rent your new home from Qualify while you get ready to own it with help from our credit building program and mortgage lender network.
We’re making homeownership accessible to everyone.
If you’re tired of renting, and you want to own a home but your credit or lack of income history hold you back from qualifying for a normal bank loan… a “rent to own”, often called “lease option” may be a great fit for you.
We specialize in helping future homeowners earn the satisfaction of owning a home through our Rent To Own Home Program.
Average Equity After 3 Years
Years to Buy
Minutes to Apply
What types Of Rent To Own houses do we offer?
We buy more houses every week for our rent to own buyers.
The types of houses we tend to offer on our Rent To Own Home Program include…
- 2-4 bedroom homes
- 1,400 – 2,500 square feet
- Updated kitchens and bathrooms
- Great locations and amenities
Each rent to own house is different, so there’s definitely the perfect rent to own house out there for you.
3,000+
Qualified Applicants
How It Works
It’s easier than you think – and we can help.
The rent to own process is really pretty straightforward.
Step 1: Submit your info on this website to create a FREE account and see if you’re qualified.
Step 2: If you qualify, we’ll look at your situation, the type of property you’re looking for, and show you your rent-to-own options.
Step 3: View the local homes that fit what you’re looking for.
Plus, we’re buying new properties each week. As long as you’re on our Rent To Own List, you’ll get email alerts with the latest properties available.
Answers to Your Questions
What is Rent to Own?
With rent to own you can live in a property for 3 years making monthly payments just like you would if you were renting, but it also gives you the right to purchase the property during that period for a set price. That way you have time to repair your credit, establish your income history, or otherwise improve your ability to qualify for a mortgage. We help lots of folks like you to purchase the home of their dreams.
What is the process?
The process is simple. Start by filling out our form to see if you qualify. If you do, we’ll send you a list of available homes to go see. If you like one you see, just sign the lease, pay the lease option deposit and first months rent, and move in! If you don’t see one right now we’ll send you new homes as they come available.
What if I have bad credit?
You can rent to own with bad credit!
We specialize in helping people repair their credit and get started on the path to a great financial future.
One of the major advantages of rent-to-own is that you’re able to enjoy many of the benefits of home ownership while you’re rebuilding your credit.
What is a Lease Option Deposit?
A lease option deposit is a one time, non-refundable payment when you sign the lease that secures your 3 year lease and your right to buy the property at a set price during the lease. Similar to a down payment, it is applied to the purchase price of the home when you buy.
What if I decide not to Buy?
We understand that plans change. If you decide this home isn’t right for you, that’s okay! You can walk away at any time.
What are the benefits of Rent to Own?
There are a lot of benefits of a rent to own agreement!
In the past few years, banks have been very tight on their lending criteria. In this market, lots of smart people are using rent-to-own as a way to get the home of their dreams without having to qualify for a bank loan right away.
- Try before you buy! You get to live in your home before you actually purchase it, allowing you to make sure it’s actually your dream home. If you don’t like the house, you don’t have to complete the purchase.
- Own without great credit or bank approval. You can start feeling like a homeowner right away while improving your credit and working with lenders.
- Stability. If you’ve ever rented you know that you could get rent increases or the owner could make you move at any time. With rent to own you have a 3 year lease with no rent increases and as long as you pay we can’t make you leave.
- Move in fast. Since you don’t have to wait for a mortgage, you can often move in right away – and get started living a new life in the home of your dreams!
- Make it Your Own. You’ll have a 3 year lease and be working toward owning the home, so go ahead and make it yours! Feel free to decorate, paint, and have pets just like you would with a house you own.
What are the requirements to qualify?
Our initial qualification checks that you have enough income and cash available to rent to own one of our properties so you can view the available homes.
Once you’ve had a chance to check out the house, you’ll fill out a more detailed rental application that will include detailed information on everyone living in the home.
People with bad credit, no credit, limited income history, and other financial situations have all been able to lease and purchase their perfect home.
We’ll speak with your references and previous landlords because relationships matter to us more than just scores assigned by a computer.
I got approved with Qualify Homes and my dream home came available right away. The process was seamless, I was able to move my family into the home within a couple days of looking at it and we were able to get the kids into their new school district before the school year started. We were going to rent but this way I get to live in the home, I have a 3 year lease, and they’re helping me get qualified to buy the home. Thank you so much!
See If You're Qualified!
Fill out the form below to see if you qualify for our Rent-to-Own program.
LEGAL DISCLAIMER: Rent To Own refers to properties for sale with lease-option financing.
Terms of credit during rental period dependent on agreement with homeowner. Terms of credit may affect ability to qualify for home loan at end of lease period.
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